Self-employed

You might find it difficult to get a mortgage if you have recently become self-employed. However, there are some lenders who understand that being self-employed doesn’t have to be a barrier to getting a home.

When self-employed individuals approach high street banks and lenders, they can face a range of problems such as:

• Banks and building societies refusing to consider their income without 2 or even 3 years of accounts.
• Banks and building societies refusing to take other income streams into account, such as from rentals, investments or maintenance.

This experience can be frustrating and demoralising, leaving many would-be home buyers feeling as though they are out of options.

At Step by Step, we are here to help! We’ve successfully navigated the home buying journey for self-employed people for years. We know which lenders are open to working with newly self-employed individuals, and can support you in your process to purchase your dream home.

We understand that every case is different and your circumstances are unique. Contact us today to find out more.